Sure! Here is the improved version of the text using HTML list elements for better readability: ```html

• Promotion is valid from 10 November 2025 to 8 December 2025.
• Payment must be charged using Citi Credit / Debit Card.
• Full payment is required by 8 December 2025.
• Valid for orders to be collected by 1 January 2026.
• Offer is valid for festive takeaway only.
• Early bird special is valid when full payment and orders are received by 8 Dec 2025.
• Citibank's and York Hotel Singapore’s decision on all matters relating to the Promotion will be determined at its reasonable discretion and is final and binding on all participants.
• Citibank shall not be responsible for the quality, merchantability, or the fitness for any purpose or any other aspect of the products and/or services provided by third parties. Citibank shall not be responsible or held liable for any loss, injury, damage, or harm suffered by or in connection with the products and/or services provided by third parties. All disputes about quality or performance of the product and/or services shall be resolved directly with York Hotel Singapore.
• Citibank and York Hotel Singapore reserve the right, at their reasonable discretion, to vary, add to or delete the Promotion terms and/or terminate the Promotion.
• "Citibank" refers to Citibank Singapore Limited. The terms “York Hotel Singapore” and “White Rose Cafe” refer to York Hotel Pte Ltd.

``` This HTML code uses an unordered list (`

`) with list items (`
• `) to organize the information clearly and improve readability.